Sustainability Risk – Environmental, Social or Governance (ESG) event or condition that, if it occurs, could cause an actual or a potential material negative impact on the value of the investment.
Sustainability Factor – Environmental, social and employee matters, respect for human rights, anti‐corruption and anti‐bribery matters.
Adverse Sustainability Impact – Adverse impacts of investment decisions on sustainability factors.
Financial Market Participant – Investment firms and credit institutions which provide portfolio management, AIF/EuSEF/EuVECA/UCITS managers, insurance undertakings which make available an insurance‐based investment product (IBIP), manufacturers of a pension product, Pan‐European personal pension product (PEPP) providers, institutions for occupational retirement provision (IORP).
Financial Adviser – Investment firms, credit institutions and AIF/UCITS managers which provide investment advice as well as insurance intermediaries and insurance undertakings which provide insurance advice.